With More Than 30 Years of Experience
Serving Clients Throughout the USA
Individual Benefits

Life Insurance Benefits for the Living Insured

Providing the Life Funds You Need Today

In Business for Over 30 Years

Providing the Life Funds You Need Today

In Business for Over 30 Years

Your Trusted Life Insurance Settlement Source

Your life insurance can work for you today when you need it. At Individual Benefits, we can put its current financial benefit into your hands.
A life insurance settlement can allow you to live your life with the money you need for medical care, alternative treatments, and a comfortable lifestyle when you can no longer work. Having accessible cash is not only valuable but necessary, especially if you face a life-threatening illness or are approaching retirement. It leaves you free to focus on what counts: yourself and the people you love. For some, a senior life settlement will fit their financial needs. For others, a viatical settlement is the better option. First, though, let us show you all your options, even those beyond viatical settlements or life settlements, so you can decide what’s best for you.
We take it personally because our name is our promise. Individual Benefits has helped thousands of people much like you, one person at a time, one solution at a time. Our job and commitment as an independent resource of proven integrity are to negotiate the highest possible financial benefits for the individual without requiring a fee.

For three decades, Individual Benefits has focused on what is best for the individual. We make it easy. Nationally recognized as a viatical settlement and a life settlement broker with long-standing relationships with institutional and private investors, we have the leverage to get things done. It’s that simple—call (800) 800-3264 for more information.

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We take it personally because our name is our promise. Individual Benefits has helped thousands of people much like you, one person at a time, one solution at a time. Our job and commitment as an independent resource of proven integrity are to negotiate the highest possible financial benefits for the individual without requiring a fee.

For three decades, Individual Benefits has focused on what is best for the individual. We make it easy. Nationally recognized as a viatical settlement and a life settlement broker with long-standing relationships with institutional and private investors, we have the leverage to get things done. It’s that simple—call (800) 800-3264 for more information.

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Life Insurance Settlements

A life insurance settlement provides a unique financial service to policyholders in need. It allows policyholders to use their life insurance policy as a liquid financial asset. Life settlements involve the sale or transference of an existing life insurance policy for monetary compensation. It is invaluable for those in need of financial assistance or a convenient alternative for senior individuals re-evaluating their estate planning.

The amount provided in a life insurance settlement reflects the discounted future value of your life insurance proceeds. There are several essential factors in the computation of a present value amount. These include the expected amount of time for collecting the life insurance proceeds as reflected in the insured’s life expectancy estimate, the annual cost of maintaining premium payments, and a discount rate.

To sell your life insurance policy to us or inquire about our business

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Hours of Operation

Monday-Friday, 9 a.m.-6 p.m.
Saturday, 9 a.m.-2 p.m.
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